Baltimore, MD - Nov. 1, 2025  - As Marylanders start to navigate the open enrollment period for health insurance, state officials are pointing out that higher costs aren’t the only changes that could trip people up.

“We encourage everybody to come back in and look at their plan, make sure the plan makes sense for your needs, for your family’s need,” Michele Eberle, executive director of the Maryland Health Benefit Exchange, said in a webinar Friday on the changes on open enrollment this year.

The Marketplace Integrity Rule out of the Centers for Medicare and Medicaid Services and the federal budget reconciliation bill, often referred to as the “One Big Beautiful Bill Act,” is bringing massive changes to health care.

But Eberle said that the expected expiration of popular federal tax credits for health care plans at the end of the year creates the “triple whammy” of factors that will jack up costs for some 300,000 Marylanders, which could lead to tough choices for some, including going without insurance.... Read More: Maryland Matters